Provides students with a solid framework, meaningful context and critical skills for solving key personal financial planning problems with Billingsley/Gitman/Joehnk's leading PERSONAL FINANCIAL PLANNING, 15E. Numerous examples and practical illustrations complement a common sense, intuitive approach ideal for today's students. This engaging presentation is packed with significant, relevant substance. Readers learn how to improve spending habits, ask a financial adviser the right questions, budget effectively, choose the right bank for their needs, determine whether to buy or lease a car, select the best credit card, recognize what's most important in buying a home and even plan for retirement. The authors integrate the use of spreadsheets to supplement the use of financial calculators in making personal financial decisions. The latest tax information and financial data further strengthen this edition, while MindTap online course solution enhances students' financial understanding.
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